Financing Options with Hearth
We’ve partnered with Hearth to give our customers simple, flexible payment plans for remodeling and restoration projects. You can see your personalized monthly payment options in minutes without affecting your credit score.
Why finance with Hearth?
Hearth helps you find monthly payment options for your project without affecting your credit score.
- Loan amounts up to $250,000
- Affordable monthly payment options
- Funding in as little as 1–3 days
- No prepayment penalties
- No home equity required
Check Your Payment Range
Use the calculator below to estimate your monthly payments.
How Hearth Financing Works
It takes just a couple of minutes to see your options, and checking won’t affect your credit score.
1. Tell Hearth about your project
Click the button and answer a few quick questions about your project and budget.
2. Review payment options
See payment plans from lending partners in minutes without affecting your credit score.
3. Pick what fits
Choose the monthly payment that works for you and get funding in as little as 1–3 days.
Frequently Asked Questions
Will checking my options affect my credit score?
No. Hearth uses a soft credit check that does not impact your credit score.
How quickly can I get funding?
Most customers receive funding within 1–3 business days after selecting a payment option and completing the lender’s approval process.
Do I need home equity or collateral?
No. Hearth’s lending partners offer personal loans, so no home equity is required.
Are there any prepayment penalties?
No, you can pay off your loan early at any time without additional fees.
What types of projects qualify?
Hearth can help finance nearly any home improvement project — including remodeling, roofing, restoration, and more.
